Smart Money Padala is a fund transfer service performed using the SMART Money menu (From a SMART Money account to another SMART Money account or a mobile number) or via keyword from SMART Money account to a SMART mobile number.
CARD FEES
Card Application
- Instant Card (applied in Smart Store) Php 100.00
- Personalized Card Php 100.00
- Replacement Fee Php 100.00 (debited from SMART Money account)
- Dormancy Fee Php 50.00 (debited from SMART Money account)
LIMITS
Cash Limits
- Card Balance Limit Php 50,000.00 (P100,000 for remittance accounts)
- Wallet to wallet Transaction Limi Php 10,000.00
- Max Amt Purchase/day Php 50,000.00
FEES
- Via Smart Store Encashment 1% transaction charge (Maximum of P50,000.00)
- Via Smart Menu
- Balance Inquiry P2.50 (debited from airtime)
- Internet Lock/Unlock P2.50 (debited from airtime)
- Reload Money via MBS P2.50 (debited from airtime)
- Reload Prepaid P2.50 (P1.00 load balance requirement)
- Local Fund Transfer / Smart Money Padala P5.00 service fee for the first P1,000
**Additional PhP2.50 for every PhP500.00 increment(debited from Smart Money account)
- Pay Bills P2.50 (debited from airtime)
- Loyalty Points Inquiry P2.50 (debited from airtime)
- Other Phone Transactions P2.50 (debited from airtime)
Banking Transactions & Fees:
- Balance Inquiry BDO, BancNet, MegaLink, ExpressNet P2.50/ inquiry
- ATMs w/ Cirrus Logo P25.00/ inquiry
Withdrawal
- BDO P5.00/ withdrawal
- BancNet, MegaLink, ExpressNet P15.00/ withdrawal
- ATMs w/ Cirrus Logo P200.00/ withdrawal
Statement of Account Request
- P25.00 (debited from account) for regular accounts
- P50.00 (debited from account) for trade (retailer/dealer) accounts
- P50.00 (debited from account) for Dealer SOA