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Banco de Oro (BDO), legally known as BDO Unibank, Inc., is a Philippine banking company based in Makati. In terms of total assets, the firm is the largest bank in the Philippines, fifteenth largest in Southeast Asia, 116th largest in Asia, and the 234th largest bank globally as of March 31, 2016.

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BDO Kabayan Savings Account is the start of a lasting relationship between BDO Remit and Filipinos migrants and families.  Overseas Filipinos and their beneficiaries may open a BDO Kabayan Savings Account at any BDO Unibank branch in the Philippines.

  •  Only PHP100 (for PHP account) or US$100  (for USD account) initial deposit
  •  One (1) valid ID
  •  1X1 photo
  •  With passbook and ATM debit card
  •  Zero maintaining balance with at least one (1) remittance each year*
  •  Remitters may qualify for free life and accident insurance.
  •  Earn BDO Rewards points too from your savings and remittances!

Seafarers employed by POEA-accredited shipping companies may open a BDO Kabayan Shipping Dollar Account where they can directly credit their allotment. Only $10 initial deposit, one (1) valid ID with picture, one (1) 1x1 ID picture and a valid seaman’s book are needed to open an account.

*Remit at least once a year to keep the zero maintaining balance feature of the account.  
If there's no remittance within a period of one (1) year, your BDO Kabayan Savings Account will be converted to a regular account with a maintaining balance of PHP10,000.

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