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  1. Go to your Smart Money SIM Menu.
  2. Then Select Transfers
  3. Select Others
  4. Enter 8877+Mobile Number of the PayMaya load-up recipient. (ex. 88779181234567).
  5. Enter the load amount, your PIN, and send

*Note that there is a 0.5% charge for consumers who make Smart Money to PayMaya transactions.

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